# Resources

> Practical guides on debt, collections and what to do when the letter arrives.

- URL: https://norta.app/en/resources
- Language: English
- Deutsch: https://norta.app/ratgeber
- Site index for agents: https://norta.app/llms.txt

- [Paying off your Dispokredit: how to get out of the red](https://norta.app/en/resources/dispo-overdraft-pay-off): Being permanently overdrawn is expensive, but a plan fixes it. How to get an overview, stop your overdraft growing, and find a monthly amount you can really repay.
- [You've received a Mahnbescheid: what to do now](https://norta.app/en/resources/mahnbescheid-what-to-do): A Mahnbescheid comes from a court — but the court never checks whether the claim is valid. What to do now, which deadline applies, and when you can still object.